Your Investment in Therapy

At HMH Counseling, we’re dedicated to providing compassionate and personalized therapy services that empower you to overcome obstacles, cultivate resilience, and thrive on your own terms.  Our goal is to make the financial aspect of therapy as stress-free as possible so that you can focus on your well-being.  We’re here to support you in navigating your insurance coverage and reimbursement process, ensuring that you receive the care you deserve.

HMH Counseling offers both out-of-pocket/private pay and insurance options. Some clients choose to pay directly to avoid insurance company requirements. Insurance companies require a mandatory diagnosis for billing. Private pay allows the client to decide the duration and frequency of treatment, rather than being dictated by insurance. Finally, records can stay completely private, rather than being forced to inform insurance companies of treatment and diagnoses.

To schedule an appointment, you can book online now using our Book Now feature.


Our rates are as follows:

Initial Appointment – 50 minutes | $150.00

Individual therapy – 50 minutes | $150.00

In-Network Coverage

Accepted Insurance Plans

We accept select insurance plans for in-network coverage through Alma, with availability subject to change. Currently, we work with the following plans on a limited basis: Aetna and Optum.

Please note that Medicare and Medicaid plans are not accepted at this time.

Contact Us for More Information

For more information about in-network insurance availability, we recommend Contacting Us directly. We are happy to assist you and provide further details regarding your specific insurance plan.

Out-of-Network Coverage (In cases where we are unable to accept your insurance)

Mentaya: Get Money Back on Out-of-Network Therapy Sessions with Ease

  • We have partnered with Mentaya, a platform that helps clients get money back on out-of-network therapy sessions.
  • Mentaya will file claims and handle the insurance paperwork to make sure you get reimbursement.
  • They charge a 5% fee per claim.
  • Mentaya has helped people get thousands of dollars back per year.
  • You would be responsible for paying the full rate after each individual therapy session
  • Participation is completely optional.
  • Your therapist does not benefit in any way from your participation.

Directly Handling the Process with Your Insurance

  • We can provide a superbill (receipt) for your insurance company to reimburse.
  • You would be responsible for paying the full rate for each session upfront.
  • Submit the provided superbill at the end of the month.
  • Please note that if you choose to submit the superbill directly, you must manage the entire process, including filing the claim and handling the insurance paperwork.

Get in Touch

  • If you have further questions or need assistance with either option, please let us know.
  • We are here to support you in navigating your insurance coverage and reimbursement process

Understanding Your Insurance Coverage

To determine if your insurance provider offers out-of-network coverage for mental health services, we recommend contacting them directly. That way you can avoid any surprises down the road. They will be able to provide you with the specific details regarding your coverage:

Do I have mental health insurance benefits?

What is my deductible, and has it been met?

How many sessions per year does my health insurance cover?

What is the coverage amount per therapy session?

Is approval required from my primary care physician?

Please note that the cost of services and coverage may vary depending on your individual insurance plan.

Please bear in mind that the cost of services and insurance coverage can vary depending on the specifics of your individual insurance plan. For a more comprehensive understanding, we encourage you to contact your insurance provider to gain clarity on your coverage and benefits.

If you have any further questions or need assistance, please don’t hesitate to Contact Us.

Payment and Cancellation Policy

Forms of Payment

We accept all major credit cards as forms of payment to provide convenience and flexibility for our clients.

Cancellation/No Show Policy

If you are unable to attend a session, please make sure to cancel within 24 hours or you will be charged a $75.00 fee.

At Holistic Mental Health Counseling, we are committed to providing you with the highest quality mental health services. We strive to work with you to find the most suitable payment option that meets your needs. If you have any questions or need further clarification, please don’t hesitate to contact us. We look forward to supporting you on your mental health journey.


Good Faith Estimate Notice

You have the right to receive a “Good Faith Estimate” explaining how much your medical and mental health care will cost.

Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the expected charges for medical services, including psychotherapy services.

You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency healthcare services, including psychotherapy services.

You can ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule a service.

If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill. Make sure to save a copy or picture of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit